Privacy Policy

1. Information We Collect

When you create an account, we collect your name, email address, and payment information. When you use our credit education tools, we may collect information about your credit profile that you voluntarily provide.

2. How We Use Your Information

We use your information to:

• Provide and maintain our services
• Generate personalized credit education and insights
• Process payments and manage subscriptions
• Send service-related communications
• Improve our platform and user experience

3. Data Security

We implement industry-standard security measures to protect your personal information. All data is encrypted in transit and at rest. Payment processing is handled securely through Stripe, and we never store your full credit card details on our servers.

4. Third-Party Services

We use trusted third-party services to operate our platform, including Stripe for payment processing, Supabase for data storage, and AI providers for generating personalized insights. These services have their own privacy policies governing the use of your information.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You can request deletion of your account and associated data at any time by contacting us.

6. Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Opt out of marketing communications
• Export your data in a portable format

7. Cookies

We use essential cookies to maintain your session and preferences. We do not use third-party tracking cookies for advertising purposes.

8. Contact Us

If you have questions about this Privacy Policy, please contact us at info@credittutor.ai.